The RBA raised the cash rate by 25 basis points to 4.60% on 29 September 2026. The highest level since 2011 and the fourth increase this year. CBA, Westpac, NAB and ANZ are passing the full 0.25% increase on to variable home loan rates from 9 October 2026, with the RBA’s next decision scheduled for […]

Discover how a local home loan broker in Melbourne's southeast can simplify your borrowing journey and help you secure the best loan for your needs.

Discover how local brokers in Melbourne's south-east simplify home loans and refinancing, ensuring you find the best match for your financial goals.

Many household budgets show where money goes. Far fewer are designed to reduce mortgage interest. In 2026, that distinction matters. The Reserve Bank of Australia’s cash-rate target was 4.60% from 30 September 2026, while average owner-occupier mortgage rates remained around 6%. With cost-of-living pressure continuing, Australian homeowners need a system that is realistic, repeatable and […]

Discover how local brokers in South East Melbourne can guide you through home loans and refinancing, ensuring smarter financial choices for your future.

Australian property investors are entering a period where tax treatment will matter, but it should not be the only factor driving an investment decision. From the 2027–28 income year, rental losses on established residential properties acquired after 12 May 2026 will no longer be available to offset salary or wage income. Those losses will generally […]

Discover how a local home loan broker can guide you through buying or refinancing, making the process simpler and more tailored to your needs.

Discover how to choose the ideal home loan broker in Melbourne's South East to simplify your buying journey and secure the best financial deal.

When interest rates are moving, choosing a home loan is not simply about finding the lowest advertised number. The structure you select determines how much certainty you have, how easily you can make extra repayments, whether you can use an offset account, and how expensive it may be to change direction later. A fixed loan […]

Discover how local home loan brokers in Melbourne's south-east simplify the buying and refinancing process, ensuring tailored solutions for your needs.